Sandy Baum is a nonresident senior fellow in the Center on Education Data and Policy at the Urban Institute and professor emerita of economics at Skidmore College. An expert on higher education finance, she speaks and writes extensively about issues relating to college access, college pricing, student aid policy, student debt, and affordability. From 2002 through 2019, Baum coauthored the College Board’s annual publications Trends in Student Aid and Trends in College Pricing. Her articles on higher education finance have been published in professional journals, books, and the trade press. She is the lead researcher on Urban’s college affordability website and Urban’s “Building a State Financial Aid Program” web guide. She is the author of Student Debt: Rhetoric and Realities of Higher Education Financing (2016) and the coauthor of Making College Work: Pathways to Success for Disadvantaged Students (2017), Can College Level the Playing Field? Higher Education in an Unequal Society (2022), and Campus Economics: How Economic Thinking Can Help Improve College and University Decisions. Her blog posts appear frequently on Urban Wire.